How it Works

ShopSimplio.com offers access to name-brand products, with an easy approval financing program! Shop today and build your credit!

Yes, we offer real benefits, join to take part of them.

Easy Approval Even If You Have Bad Credit!
Build Good Credit And Look Good Doing It!
Get Approval of Up to $8,500 of Unsecured Revolving Credit within 48-72hrs!
New Name Brand products Added Daily!

Become a MEMBER today and start taking advantage of Shop Simplio’s incredible benefits.

So, How do you qualify for shopsimplio.com membership?

To qualify for an account with shopsimplio.com the following minimum criteria must be met:

US Citizen.
Be 18 years or older.
Have a valid social security number.
Have a monthly household income of $1400.00.
Purchase a membership and complete the application on the checkout page.
Prior credit history, good or bad.

How does the account work?

Start your account in 3 easy steps.

Complete payment for a membership fee and any applicable down payments or sales tax.
After checking out with a membership, Place an order for any of our top-quality products into your shopping cart and complete the checkout.
Agree to the terms and conditions on checkout.

IMPORTANT: You must make your first purchase in order to activate your credit line!

All Equifax reporting will be shown on your report as “Simplio Labs”

FAQ

frequently asked questions

*PLEASE NOTE, IN ORDER FOR YOUR REPORT TO BE SUBMITTED, YOU MUST PURCHASE AT LEAST 1 PRODUCT.

How does your program work?

First, you pay your membership fee and become a member. Afterwards when you go to any shop item you will see it states: 2 Easy payments of, for example $35. When you add item to the shopping cart it will show the same monthly amount (minus any coupons you might have used for the first installment) and your next payment date. The day you purchase the item/s you will be paying for the 1st installment, and your 2nd installment is due within 30 days. An invoice will generate within 30 days of your original payment date and it will be auto paid with your payment method on file.

Is my account reported to the credit bureaus?

Yes, your credit and balance is reported to the credit bureau monthly.

When CAN I HAVE MY CREDIT LIMIT INCREASED?

We will consider a limit increase after you have been a member for 90 days and have placed at least 2 order with us.

When is my first payment due?

Your statement is the reflection of the actual due date or you can check your balance and pay your bill online. Payments will be processed with the card on file on the due date.

When will I see my purchase on my credit report?

Your first Payment will post to the bureau/s within 45-60 days and then 30 days consecutively.

When will I get the card in the Mail?

We do not send a card, our program is totally virtual.

Are there any other fees?

No, we do not charge any APR or late fees but make sure to pay your invoices when it is issued to avoid your account being derogatory.

Can i pay my 2nd installment early?

To keep our reporting cycle accurate, You can only pay for it only when the the invoice is generated within 30 days of your original purchase.

Can I pay for my 2nd installment with a different card?

Yes, you can. Just login to your account , go to your Payment Method Section, click ``Add payment method`` and fill the form. Make sure to make this payment method your default.

WHAT CUSTOMERS SAY

I haven't really expected much when I decided to give this a try, but WOW Shop Simplio is the real deal! Great tech selection and I keep getting those credit limit increase messages. What's not to love?
- David M.
Not able to tell you how happy I am with Shop Simplio. Your company is truly upstanding and is behind its product 100%. I would like to personally thank you for your outstanding service.
- Jonathan K.
Great results after just a couple of months! I really thought my credit was a lost cause. I will keep buying from Shop Simplio, thanks!
Melba R.

3 EASY STEPS

name-brand products, easy approval financing program

Become Member

step one

Subscribe to a yearly membership and gain access to high-quality products you can easily finance with your Shop Simplio credit account. To qualify you have to be a US citizen and at least 18 years old.

Buy Now

step two

Choose from a wide range of high-quality products and get immediate approval up to $8,500 of unsecured revolving credit. A credit check is required for credit decision.

Pay Later

step three

Place order after completing your application and get started with your affordable monthly payments plan. If needed, our staff may contact you for any additional information at this point.

HOW IT WORKS